Stop Using
Spreadsheets for
Your Village Bank.
The automated replacement for spreadsheets and paper books. Accurate, transparent, and built for Zambian savings groups. No internet required.
Everything your savings
group needs
From member management to automated interest calculations, handle it all without opening a web browser.
Member Management
Add members, manage profiles and monitor individual savings progress.
Loan Tracking
Auto-calculate interest, set repayment dates, and track outstanding balances per member.
One-Click PDF Reports
Generate detailed member reports for your meetings instantly. Every kwacha accounted for.
Encrypted & Secure
All data encrypted locally on your computer. No cloud servers. Your data stays yours.
100% Offline
No internet? No problem. The entire app works without any network connection whatsoever.
The Three Pots
Automatically split funds into Savings, Social, and Birthday pots based on your group's rules.
The Three Pots
Built for how you already operate
Most software doesn't understand village banking. We do. Your group splits funds into three distinct pots, and so does our app.
Savings Pot
Member share purchases. Track share price, total shares issued, and per-member averages.
Social Pot
Welfare & emergency fund. Monthly contributions tracked per member for when life happens.
Birthday Pot
Rotating birthday fund. Fair, transparent, and automatically managed each cycle.
Why switch from
spreadsheets?
Built with your
workflow in mind
Every member's full picture
See total savings, shares, loan eligibility, contributions, and outstanding amounts, all on one profile. Generate a PDF report with one click for transparency at meetings.
- Total savings, shares & loan eligibility at a glance
- Social and birthday contribution tracking
- One-click PDF report generation per member
Professional reports,
one click
Generate polished PDF reports for any member showing their complete financial history. Savings, shares, loans, and every transaction. Print it and share it on WhatsApp.
- Member details, NRC, and contact info
- Financial overview: savings, shares, loans, credit
- Full transaction history with descriptions
Your entire group,
organized
No more flipping through exercise books. Search by name, see savings at a glance, and click into any member for their full profile.
- Searchable member directory
- Shares, savings & status at a glance
- Quick actions: view, edit, or remove
Every kwacha
accounted for
Record shares, social contributions, birthday payments, loan repayments, and disbursements. Filter by type, time frame, or member.
- Filter by Shares, Social, Birthday, Loans, Disbursements
- Time views: Today, 7 days, 30 days, Custom range
- Income vs Outflow vs Net Balance at the top
Pay like you top up
ZESCO units
Buy a license token. Enter it in the app. That's it. No subscriptions, no bank accounts, no internet needed to activate.
- All features included
- Free trial
- 1 installation
- WhatsApp support
- Everything in Starter
- 3 installations for your group
- Priority WhatsApp support
- Free setup walkthrough
- Everything in Group
- Unlimited installations
- Multi-group management
- Dedicated support & training
All plans include a free trial. No credit card or bank account needed.
Buy tokens via mobile money (Airtel/MTN) or at authorized agents.
Up and running
in 3 minutes
Download & Install
Click download, run the installer. If Windows shows a SmartScreen popup, click 'More info' → 'Run anyway'. It's safe — we include a step-by-step guide.
Set Up Your Group
Enter a cycle name, add members, set your share price and contribution amounts. Configure the Three Pots. Takes about 2 minutes.
Start Tracking
Record contributions, manage loans, and generate PDF reports. When the trial ends, buy a token via mobile money to continue.
Stop using spreadsheets
for your village bank
Join savings groups across Zambia who have switched to automated, secure, offline-first management.
Manage a large group or multiple groups? Get a personalized walkthrough.
Common Questions
No. The app works 100% offline. All data is stored locally on your computer using an encrypted database. You never need an internet connection, not even to activate your license.
Yes. All data is encrypted with AES-256 and stored only on your device. We don't have servers that store your information. Your data never leaves your computer.
It works like buying ZESCO meter tokens. You purchase a license token via mobile money (Airtel or MTN), enter the code in the app, and you're activated. No bank account or credit card needed.
Yes! With the Group plan, you get 3 installations so your treasurer, secretary, and chairperson can all have the app. Data is stored locally on each device.
This is completely normal for new software. Simply click 'More info' then 'Run anyway'. The app is safe — we include a visual step-by-step guide right after you download.
No, you get a full free trial to decide. If you purchase a token and have issues, contact us on WhatsApp and we'll work it out.